MMC Benefits Handbook
Participating in the Plan
"You," "Your," and "Employee"
As used throughout this plan summary, "employee", "you" and "your" always mean:
  • For Marsh & McLennan Companies participants: a US regular employee of Marsh & McLennan Companies or any subsidiary or affiliate of Marsh & McLennan Companies (other than MMA).
  • For MMA participants: a US regular employee of MMA-Corporate, MMA-Alaska, MMA-Northeast or Marsh & McLennan Agency LLC, Private Client Services – National Region (MMA PCS – National).               
In addition, references in this section to Marsh & McLennan Companies mean Marsh McLennan.
Eligibility
If you are an employee of Marsh & McLennan Companies or any subsidiary or affiliate of Marsh & McLennan Companies (other than MMA and any of its subsidiaries) and you meet the requirements set forth below, you become eligible on your eligibility date.
Eligibility Requirements
Marsh & McLennan Companies Employees (other than MMA)
You are eligible if you are an employee classified on payroll as a US regular employee of Marsh & McLennan Companies or any subsidiary or affiliate of Marsh & McLennan Companies (other than Marsh & McLennan Agency LLC and any of its subsidiaries (MMA)).
Individuals who are classified on payroll as temporary employees or who are compensated as independent contractors, or who are employed by any entity in Bermuda are not eligible to participate.
MMA Employees
You are eligible if you are an employee classified on payroll as a US regular employee of Marsh & McLennan Agency LLC – Corporate (MMA-Corporate), Marsh & McLennan Agency LLC – Northeast (MMA-Northeast), Marsh & McLennan Agency LLC – Alaska (MMA-Alaska) or Marsh & McLennan Agency LLC, Private Client Services – National Region (MMA PCS – National).
Individuals who are classified on payroll as temporary employees or who are compensated as independent contractors, or who are employed by any entity in Bermuda are not eligible to participate.
Your Eligibility Date
There is no waiting period if you are Actively-At-Work. Your eligibility date is the first day you are Actively-At-Work on or after your date of hire.