MMC Benefits Handbook
Coverage Level and Duration
Employees of Marsh & McLennan Companies, Guy Carpenter, Marsh and Mercer
The first week of the 26 week STD period is the Elimination Period described above. Beginning on the 6th consecutive business day of absence (8th consecutive calendar day of absence including Saturdays, Sundays and holidays), the STD Benefit may be paid, and the amount will be dependent upon your years of service. Years of service will be determined based on your most recent hire date*. The following chart provides details about the STD benefits.
Hire Date
Elimination Period
Weeks 2 - 13
Weeks 14 - 26
Less than 2 years of service
Unpaid
80% of salary
80% of salary
2 or more years of service
Unpaid
100% of salary
80% of salary
* If you are an acquired employee, your service will be determined in accordance with the vesting rules provided in the purchase agreement for the acquisition.
Employees of Oliver Wyman
The first week of the 26 week STD period is the Elimination Period described above. Beginning on the 6th consecutive business day of absence (8th consecutive calendar day of absence including Saturdays, Sundays and holidays), the STD Benefit may be paid as follows:
Elimination Period
Weeks 2 - 13
Weeks 14 - 26
Unpaid
100% of salary
80% of salary
Employees of MMA-Corporate, MMA-Alaska and MMA-PCS National
The first week of the 26 week STD period is the Elimination Period as described above. Beginning on the 6th consecutive business day of absence (8th consecutive calendar day of absence including Saturdays, Sundays and holidays), the STD Benefit may be paid, and will be dependent upon your years of service. Years of service will be determined based on your most recent hire date*. The following chart provides details about the STD benefits.
Hire Date
Elimination Period
Weeks 2 - 13
Weeks 14 - 26
Less than 2 years of service
Unpaid
80% of salary
80% of salary
2 or more years of service
Unpaid
100% of salary
80% of salary
* If you are an acquired employee, your service will be determined in accordance with the vesting rules provided in the purchase agreement for the acquisition.
Employees of MMA-Northeast
The first week of the 26 week STD period is the Elimination Period described above. Beginning on the 6th consecutive business day of absence (8th consecutive calendar day of absence including Saturdays, Sundays and holidays), the STD Benefit (pre-disability base salary or ABBR for Producers) may be paid, and will be dependent upon your years of service. Years of service will be determined based on your most recent hire date*. The following chart provides details about the STD benefits.
Hire Date
Elimination Period
Weeks 2 - 13
Weeks 14 - 26
Less than 2 years of service
Unpaid
80% of salary or ABBR
80% of salary or ABBR
2 or more years of service
Unpaid
100% of salary or ABBR
80% of salary or ABBR
* If you are an acquired employee, your service will be determined in accordance with the vesting rules provided in the purchase agreement for the acquisition.