Benefits Handbook

You can name anyone as your beneficiary, including a trust or an estate, or you can name multiple beneficiaries who will split the benefit. To name or change a beneficiary, go to Colleague Connect (https://mmcglobal.sharepoint.com/sites/home). Click Pay & Benefits and select Aptia365 Benefits Enrollment Website under Benefits.

The Plan also permits an absolute assignment to an individual or a trust. See "Assigning Your Benefit."

It is important to have a current beneficiary designation on file with the Company at all times. If you have no surviving beneficiary, the benefit will be paid to your estate.

To name or change a beneficiary, go to Colleague Connect (https://mmcglobal.sharepoint.com/sites/home). Click Pay & Benefits and select Aptia365 Benefits Enrollment Website under Benefits. However, if an irrevocable or absolute assignment is completed, you cannot change your beneficiary under any circumstances. For more information on assigning your benefit, see "Assigning Your Benefit."

If you do not name a beneficiary, or if your beneficiary isn't alive when you die, the benefit will go to your estate.