Benefits Handbook

You are eligible to participate in the Limited Purpose Health Care Flexible Spending Account if you meet the eligibility requirements described in the Participating in Spending Accounts section.

You have to participate in the Marsh & McLennan Companies $1,600 Deductible Plan or $3,200 Deductible Plan and the Marsh & McLennan Companies Health Savings Account to participate in this Plan.

Note: If you are covered by a traditional health care flexible spending account or non-high deductible health plan (such as through your spouse's employer plan), you will not be eligible to contribute to the Marsh & McLennan Companies Health Savings Account, and consequently, will not be eligible to participate in this Plan.

Yes, if your spouse contributes to a health savings account you can participate in the Limited Purpose Health Care Flexible Spending Account. However, you must also participate in the Marsh & McLennan Companies $1,600 Deductible Plan or $3,200 Deductible Plan and the Marsh & McLennan Companies Health Savings Account to be eligible for this plan.

No, because when your spouse has traditional health care flexible spending account coverage, your expenses can be reimbursed by that plan, thus you are not eligible to contribute to the Marsh & McLennan Companies Health Savings Account. You are only eligible to participate in this Plan if you contribute to the Marsh & McLennan Companies Health Savings Account.