MMC Benefits Handbook
Travel and Lodging
The Plan covers expenses for travel and lodging for all services, for the patient, provided he or she is not covered by Medicare, and a companion as follows:
  • Transportation of the patient and one companion who is traveling on the same day(s) to and/or from the site of the qualified procedure provided by a Provider for the purposes of an evaluation, the procedure or necessary post-discharge follow-up.
  • The Eligible Expenses for lodging for the patient (while not a Hospital inpatient) and one companion.
  • If the patient is an enrolled Dependent minor child, the transportation expenses of two companions will be covered.
  • Travel and lodging expenses are only available if the patient resides more than 100 miles from the Provider.
  • The treatment of covered services offer a lifetime maximum of $10,000 per Covered Person for all transportation and lodging expenses incurred by you and reimbursed under the Plan in connection with all qualified procedures and care. This applies when care is not available within 100 miles of your home address. Services must be received either through an in-network provider or at an out-of-network provider. Services must be received at the nearest available provider in order to be eligible.
The Claims Administrator must receive valid receipts for such charges before you will be reimbursed after travel has taken place.
What is the Plan's travel expense benefit?
  • Automobile mileage (reimbursed at the IRS medical rate) for the most direct route between the patient's home and the Provider. Go to www.irs.gov and enter "standard mileage rate" in the "Search" box for more information.
  • Taxi, Uber/Lyft fares (not including limos or car services).
  • Economy or coach airfare.
  • Parking.
  • Trains.
  • Boat.
  • Bus.
  • Tolls.
What is the Plan's lodging expense benefit?
  • A per diem rate, up to $50 per day, for the patient or the caregiver if the patient is in the Hospital.
  • A per diem rate, up to $100 per day, for the patient and one caregiver. When a child is the patient, two persons may accompany the child.
  • Examples of items that are not covered:
    • Groceries.
    • Alcoholic beverages.
    • Personal or cleaning supplies.
    • Meals.
    • Over-the-counter dressings or medical supplies.
    • Deposits
    • Utilities and furniture rental, when billed separate from the rent payment.
    • Phone calls, newspapers, or movie rentals.
Is there a limit on the travel and lodging expense benefit the Plan will reimburse?
The reimbursement for lodging expenses is limited to $50 per night per person, including lodging expenses of a parent who must go with a child who needs medical care or of a nurse or other person who can give injections, medications, or other treatment required by a patient who is traveling to get medical care and is unable to travel alone. The maximum reimbursement for lodging expenses is $100 per night.
The maximum reimbursement for all travel and lodging expenses combined is $10,000 per episode of care.
How can participants receive reimbursement from the Plan?
Contact the Claims Administrator for information.
Important Information About Your Personal Health Information
  • The Company does not collect, maintain, or report on any personal health information pertaining to you or any covered dependents.
  • As a participant in our health plan, your personal health information is protected by federal law.
  • Our medical Third Party Administrators (or carriers with respect to the insured programs) are required to protect your personal health information in accordance with federal law and data privacy agreements with the Company and/or plan fiduciaries.
  • Please note that states seeking to prohibit or limit certain services under Company-sponsored plans might attempt to challenge your right to privacy under federal law. If a state's legal challenge is successful, there may be legal consequences associated with you procuring a service under a Company-sponsored plan that is or may become prohibited or limited under state law. If you have questions about potential risks, please seek professional legal advice.