MMC Benefits Handbook
Enrollment Changes
During Annual Enrollment, can I change my Retiree Medical Plan coverage?
Yes. During Annual Enrollment you can make the following Retiree Medical Plan changes:
  • End coverage for a dependent, or
  • End coverage for yourself and your covered dependents.
Can I re-enroll after terminating my Retiree Medical Plan coverage during Annual Enrollment?
No. If you terminate your Retiree Medical Plan coverage, you will not be able to re-enroll at a later date.
Can I drop my spouse/domestic partner from the Company retiree medical plan and at a later date request my spouse's/domestic partner's reinstatement?
If your spouse/domestic partner starts a job and obtains coverage through their employer, you can drop your spouse from the Company retiree medical plan. Subsequently, if your spouse/domestic partner loses coverage due to their termination of employment, you can add your spouse/domestic partner to your Company retiree medical plan coverage.
Can I add my spouse/domestic partner to the Company retiree medical plan if my spouse/domestic partner loses coverage?
If your spouse/domestic partner loses coverage due to their termination of employment, you can add your spouse/domestic partner to your Company retiree medical plan coverage.
Can I enroll my spouse in a Marsh McLennan retiree medical plan coverage option upon termination of COBRA coverage?
Yes, when COBRA has been exhausted, you can enroll your spouse in any applicable Marsh McLennan retiree medical plan option within 30 days of the event. Termination of COBRA is considered a HIPAA qualifying event.
Can I make a change to my Retiree Medical Plan coverage during the year?
Yes. You may add a dependent or end coverage for a dependent during the year if you have a qualifying family status change, such as marriage or death. The change must be consistent with the event.
How do I make a change to my Retiree Medical Plan coverage during the year?
To make a change during the year, contact HR Services at +1 866 374 2662, any business day, from 8:00 a.m. to 8:00 p.m. Eastern Time within 30 days of the status change. Alternatively, you can send a written request to HR Services at the address below within 30 days of the status change.
HR Services
P.O. Box 622
Des Moines, IA 50306-0622