MMC Benefits Handbook
The Marsh & McLennan Companies Health & Welfare Benefits Program
Plan Name
Marsh & McLennan Companies Health & Welfare Benefits Program
The plan provides health, dependent care, life insurance and disability benefits to eligible employees through the below component welfare plans. Each of the welfare plans that form the Marsh & McLennan Companies Health & Welfare Benefits Program is not an individual "plan" but is component benefit under a single plan.
  • The $400, $900, $1,500 and $2,850 Deductible Plans
  • The Basic Life Insurance Plan
  • The Basic Long Term Disability Plan
  • Dental Plan
  • The Group Variable Universal Life Insurance (GVUL) Plan
  • Hawaii – HMSA's Health Plan Hawaii Plus (HMO)
  • Hawaii – HMSA's Preferred Provider Plan (PPP)
  • The Health Care Flexible Spending Account Plan (HCFSA)
  • The Limited Purpose Health Care Flexible Spending Account Plan (LPHCFSA)
  • Optional Long Term Disability Plan
Plan Number
501
Plan Type
This is a welfare plan.
Plan Year
The plan year is January 1 - December 31.
Plan Sponsor
The Plan Sponsor is:
Marsh McLennan
Waterfront Corporate Center
121 River Street - 3rd Floor
Hoboken, NJ 07030-5794
Plan Administrator
Unless otherwise stated in the individual welfare plan, the Plan Administrator is Marsh & McLennan Companies, Inc. Benefits Administration Committee and can be reached at:
Marsh McLennan
c/o Global Benefits, 3rd Floor
Waterfront Corporate Center
121 River Street
Hoboken, NJ 07030-5794
Telephone: +1 201 284 4000
The Plan Administrator has full discretion and authority to control and manage the operation and administration of each of the individual welfare plans that form the Marsh & McLennan Companies Health & Welfare Benefits Program except to the extent authority has been granted to the Claims Administrator for adjudication of claims under such welfare plans.
Group Contract Number
N/A
Source of Benefits Funding
The Marsh & McLennan Companies Health & Welfare Benefits Program provides benefits through various welfare plans. For information on the source of funding, see the individual welfare plans. Notwithstanding anything to the contrary, (i) all of the benefits payable under the Marsh & McLennan Companies Health & Welfare Benefits Program may be paid from contributions made by (a) Marsh & McLennan Companies, Inc., (b) the participating employee or (c) the participating employee paying a fixed fee amount with Marsh & McLennan Companies, Inc. paying the balance and that any of the benefits under the plan may be partly or completely funded through a trust or an insurance policy, (ii) as a condition of eligibility for benefits under any benefit available under the plan, a participant may be required to contribute to the plan in amounts determined by Marsh & McLennan Companies, Inc. in its sole discretion, and (iii) any assets of the plan, including participant contributions, may be used to pay for any benefit costs and administrative expenses of the plan and other legally permissible expenses.