MMC Benefits Handbook
The Individual Disability Insurance Plan
Plan Name
Marsh & McLennan Companies Individual Disability Insurance Plan
The plan forms part of the Marsh & McLennan Companies Group Benefits Plan.
Plan Number
503
Plan Type
This is a long term disability plan.
Plan Year
The plan year is September 1 - August 31.
Plan Sponsor
The Plan Sponsor is:
Marsh McLennan
Waterfront Corporate Center
121 River Street - 3rd Floor
Hoboken, NJ 07030-5794
Plan Administrator
The Plan Administrator is Marsh & McLennan Companies, Inc. Benefits Administration Committee and can be reached at:
Plan Administrator – Individual Disability Insurance Plan
c/o Global Benefits, 3rd Floor
Marsh McLennan
Waterfront Corporate Center
121 River Street
Hoboken, NJ 07030-5794
Telephone: +1 201 284 4000
The Plan Administrator is responsible only for determining eligibility to participate in the plan.
Group Contract Number
N/A
Source of Benefits Funding
The Individual Disability Insurance Plan is insured by individual insurance policies through Unum Group (Unum), who is the Claims Administrator that administers claims for this plan, except with respect to claims for eligibility to participate, and is solely responsible for paying disability benefits.
Premiums are made by the participating employees and paid directly to Unum. All benefits are paid by Unum.
Claims Administrator
Unum Group
The Benefits Center
P.O. Box 100262
Columbia, SC 29202-3262
Phone: +1 888 226 7959 (Monday – Friday, 8:00 am to 8:00 pm ET)
Fax: +1 866 562 4794
www.unum.com/claims
For filing a claim:
Unum Group
The Benefits Center
P.O. Box 100262
Columbia, SC 29202-3262
Phone: +1 888 226 7959 (Monday – Friday, 8:00 am to 8:00 pm ET)
Fax: +1 866 562 4794
Email: benefitsintake@unum.com
For appealing a claim:
Unum Group
The Appeals Unit
PO Box 15112
Worcester, MA 01615-0112
Fax: +1 866 562 4794