MMC Benefits Handbook
Summary Plan Descriptions
Plans subject to ERISA, described under "ERISA and Your Rights under ERISA", are required to provide Summary Plan Descriptions (SPDs) for those plans. This Benefits Handbook serves as the Summary Plan Description for the following plans:
Health & Welfare Plans
  • The $400, $900, $1,500 and $2,850 Deductible Plans
  • The Basic Life Insurance Plan
  • The Basic Long Term Disability Plan
  • The Best Doctors Program
  • The Business Travel Accident Insurance Plan
  • The Dental Plan
  • The Employee Assistance Plan (EAP)
  • The Group Variable Universal Life Insurance (GVUL) Plan
  • Hawaii – HMSA's Health Plan Hawaii Plus (HMO)
  • Hawaii – HMSA's Preferred Provider Plan (PPP)
  • The Healthyroads Program
  • The Health Care Flexible Spending Account Plan (HCFSA)
  • The Individual Disability Insurance Plan
  • The Legal Assistance Plan
  • The Limited Purpose Health Care Flexible Spending Account Plan (LPHCFSA)
  • The Long Term Care Insurance Plan
  • The Long Term Disability Bonus Income Plan
  • The Optional Long Term Disability Plan
  • The Voluntary AD&D Plan
  • The Retiree Reimbursement Account Plan (RRA)
  • The Vision Care Plan
Tax-qualified Retirement and Savings Plans
  • The Marsh & McLennan Companies Retirement Plan
  • The Marsh & McLennan Companies 401(k) Savings & Investment Plan
  • The MMA 401(k) Savings & Investment Plan
The information presented in these Summary Plan Descriptions is intended to comply with the disclosure requirements of the regulations issued by the US Department of Labor under the Employee Retirement Income Security Act of 1974 (ERISA).