MMC Benefits Handbook
Avian and Exotic Plan
Avian and Exotic Plan covers major medical treatments and surgeries for accidents and illness, minor treatments as well as lab fees, prescriptions, x-rays and hospitalization. Your bird will also be covered for self-mutilation, feather picking, egg binding surgery, neoplasia surgery and more.
After you pay the $50 per incident deductible, Nationwide will reimburse you up to 90% of the Benefit Schedule or 90% of veterinary bill, whichever is lower. The Avian and Exotic Plan allows a maximum payment of $2,000 per incident or illness and a maximum payment of $7,000 per policy term.
For more information or to enroll for the Avian or Exotic Plan, call +1 800 225 2265.
Supplemental and Routine Care Coverage for Birds
You can purchase the Supplemental and Routine Care Coverage Rider, which enhances the scope of covered services under the Avian Plan for Birds. This additional coverage rider does not have a deductible. Call +1 800 225 2265 for more information on the supplemental and routine care coverage for birds.
Eligible Exotic Pets
Only the following animals are considered exotic pets under the Exotic Plan.
  • Amphibians
  • Chameleons
  • Chinchillas
  • Ferrets
  • Geckos
  • Gerbils
  • Goats
  • Guinea pigs
  • Hamsters
  • Hedgehogs
  • Iguanas
  • Lizards
  • Mice
  • Opossums
  • Pot belly pigs
  • Rats
  • Rabbits
  • Snakes
  • Sugar gliders
  • Tortoises
  • Turtles