MMC Benefits Handbook
When Coverage Starts
Once eligible, your Personal Life Insurance coverage will be effective the first day of the month in which payroll deductions begin.
When does my child's coverage start?
A newborn biological child is eligible for coverage when the child is 14 days old as of the date the insurer approves your coverage. A legally adopted child is eligible for coverage on the day the adoption is legally finalized. A stepchild is eligible for coverage upon marriage of his or her parent.
When can I apply for coverage for my dependent child?
Generally, you can apply to cover your child until your child reaches age 14.