MMC Benefits Handbook
Evidence of Insurability For Voluntary Benefits Coverage
If you request coverage when you are first eligible and apply for the guaranteed issue (GI) amount, you must only complete the GI section of the application and no medical questions must be provided.
If you request coverage after the initial eligibility period or for an amount greater than the GI limit, you must answer Tier I/Tier II questions on the application.
Does my spouse/domestic partner or child need to provide Evidence of Insurability to get coverage?
Evidence of Insurability by your spouse or approved domestic partner and children is required to get any coverage under the Plan.