MMC Benefits Handbook
If you are Currently an Active Participant Who is Eligible to Retire
To commence a vested Accrued Benefit contact the Employee Service Center with the information listed below at least 30 days but not more than 90 days before your anticipated retirement date:
  • your termination date
  • the date of birth and relationship of your intended contingent annuity or period certain designated survivor
  • the month and year you want to start your benefit.
  • Generally, a commencement package will be sent within 15 business days after the Request for Retirement Plan Calculation Form is received.
If you are eligible to Retire and you do not contact the Employee Service Center prior to terminating employment, the Plan Administrator will provide you with a commencement package based on the next available Benefit Commencement Date shortly following your termination date.
Should you decide to commence your benefit on the Benefit Commencement Date specified in the commencement package, complete the enclosed forms and provide the requested information as instructed by the date indicated in the commencement package.
If you do not want to commence your monthly benefit payments on the Benefit Commencement Date specified in the commencement package, you do not need to take any action.