MMC Benefits Handbook
Leaving Your Money in the Plan
If you leave the Company and all affiliated employers and your vested account balance is greater than $1,000, you may leave your money in the Plan until April 1st of the year following the calendar year in which you attain age 70-1/2 or, if later, the April 1st of the calendar year following the calendar year in which you terminated employment at which time distributions must begin.
As a terminated employee, go to Connect (https://connect.mmc.com), select a region and click Transamerica to complete Plan transactions and obtain forms.
While your money remains in the Plan, you can:
  • reallocate the balance of your account among different investment options.
  • substitute one investment option for another (a "fund-to-fund" transfer).
  • request a partial distribution.
While your money remains in your account, your account balance will continue to be affected by the investment performance of the investment options you elected for your account.
If your money remains in the Plan, you cannot take a new loan from your account. If you have a loan outstanding when you leave the Company or Marsh & McLennan Companies and you choose to leave your money in the Plan, your loan will be considered payable in full and taxable unless you repay it within 90 days from your date of termination.