MMC Benefits Handbook
Dividends
Am I eligible to receive dividends on shares?
Yes. As a shareholder you are entitled to receive dividends declared, if any, on any shares of Marsh & McLennan Companies, Inc. common stock that you own, including shares acquired through Plan participation, provided that you still own the shares on the Plan's record date for that dividend. The record date is the date set by Marsh & McLennan Companies, Inc. on which you must own shares in order to be eligible to receive a declared dividend.
Notwithstanding Marsh & McLennan Companies, Inc.'s payment of dividends in the past, the existence of a dividend payout schedule, or any other fact or circumstance, the payment of dividends in the future is never guaranteed.
Any dividends are determined and declared in the discretion of the Marsh & McLennan Companies, Inc. Board of Directors (Board).
Dividend Record and Payment Dates for 2019
 
Record Date
Dividend Payout Date
First Quarter 2019
January 30, 2019
February 15, 2019
Second Quarter 2019
April 10, 2019
May 15, 2019
Third Quarter 2019
July 11, 2019
August 15, 2019
Fourth Quarter 2019
October 11, 2019
November 15, 2019
When are dividends paid?
Any dividends declared are paid quarterly—generally on or near the 15th of February, May, August and November.
What happens to dividends paid on my common stock?
If you have decided to stay with the default service provider, Fidelity Investments, dividends are paid out in cash and automatically deposited into your Fidelity Investments stock plan account. Subsequently, you could elect to reinvest as shares or paid out via check.
If you have selected to go with a service provider other than Fidelity Investments, you must contact that service provider to find out what happens to dividends paid on your shares of common stock.
How will I be notified of the dividends paid on shares purchased through the Plan?
If you have selected to stay with the default provider, Fidelity Investments, you will be mailed a quarterly statement.
If you have selected to go with a service provider other than Fidelity Investments, you must contact that service provider to find out about their dividend payment and notification process.
Can I name a beneficiary for shares held in my Fidelity Investments stock plan account?
Yes. To find out about naming a beneficiary for shares that still remain with Fidelity Investments, go to www.netbenefits.com.
If you have selected to go with a service provider other than Fidelity Investments, you must contact that service provider for further information.
Are there restrictions on selling shares I acquired through my participation in the Plan?
In all trading of Marsh & McLennan Companies, Inc. shares, including trading executed in connection with the Plan, participants are required to comply with MMC's securities trading policies, particularly the prohibitions on trading when you are in possession of material non-public information.
Additional insider trading and/or market abuse restrictions may apply based on an employee's country of residence or on prohibited conduct in such applicable country, if the common stock is listed on a particular country's exchange or if you are considered an insider or affiliate of MMC.