MMC Benefits Handbook
Participating in the Plan
"You," "Your," and "Employee"
As used throughout this plan summary, "employee", "you" and "your" always mean:
  • For Marsh & McLennan Companies participants: a US regular employee of Marsh & McLennan Companies or any subsidiary or affiliate of Marsh & McLennan Companies (other than MMA).
  • For MMA participants: a US regular employee of MMA-Corporate, MMA-Alaska, MMA-Northeast or Marsh & McLennan Agency LLC, Private Client Services – National Region (MMA PCS – National).               
In addition, references in this document to Marsh & McLennan Companies mean Marsh McLennan.
Eligibility
If you are an employee of Marsh & McLennan Companies or any subsidiary or affiliate of Marsh & McLennan Companies and you meet the requirements set forth below, you are eligible to participate in the Long Term Disability Bonus Income Plan.
For Plan participation, you must be approved for benefits under the Basic Long Term Disability Plan and the Optional Long Term Disability Plan* before you become eligible to receive benefits under the Long Term Disability Bonus Income Plan.
* If you are employed by any entity in Bermuda, approval for benefits under the Optional Long Term Disability Plan is not required. For Plan participation, you must be approved for benefits under the Basic Long Term Disability Plan.
Eligibility Requirements
Marsh & McLennan Companies Employees (other than MMA)
You are eligible if you are an employee classified on payroll as a US regular employee of Marsh & McLennan Companies or any subsidiary or affiliate of Marsh & McLennan Companies (other than Marsh & McLennan Agency LLC and any of its subsidiaries (MMA)). In addition, you must receive an eligible bonus award of $5,000 or more as defined for purposes of the Long Term Disability Bonus Income Plan.
Individuals who are classified on payroll as temporary employees or who are compensated as independent contractors are not eligible to participate.
MMA Employees
You are eligible if you are an employee classified on payroll as a US regular employee of Marsh & McLennan Agency LLC – Corporate (MMA-Corporate), Marsh & McLennan Agency LLC – Northeast (MMA-Northeast), Marsh & McLennan Agency LLC – Alaska (MMA-Alaska) or Marsh & McLennan Agency LLC, Private Client Services – National Region (MMA PCS – National). In addition, you must receive an eligible bonus award of $5,000 or more as defined for purposes of the Long Term Disability Bonus Income Plan.
Individuals who are classified on payroll as temporary employees or who are compensated as independent contractors are not eligible to participate.