MMC Benefits Handbook
How the Plan Works
You can elect to cover an additional 20% of your monthly pre-disability earnings, up to a maximum monthly benefit of $8,667. (The total maximum monthly benefit for the Optional Long Term Disability Plan and Basic Long Term Disability Plan combined is $26,000.) This means that if you have an approved disability, you will receive a total of 60% (including the 40% provided under the Company's Basic Long Term Disability Plan) of your monthly pre-disability earnings for the approved duration of your disability.