MMC Benefits Handbook
Long Term Care Insurance Plan
This section provides a summary of the Long Term Care Insurance Plan (the "Plan") as of January 1, 2018. This section, together with the Administrative Information section forms the Summary Plan Description and plan document of the Plan.
As of January 1, 2017, Genworth Life Insurance Company has discontinued their current Long Term Care product offering. Other long term care plan insurance coverage may be offered in the future at which point the details of these offerings will be communicated to you. Current policy holders will be allowed to continue their existing policy; however, no new enrollments in Marsh & McLennan Companies Long Term Care Insurance Plan will be accepted beyond December 31, 2016. All current policyholders will continue with their payroll deduction (or direct billing) with no change. It is important to note that all in-force certificates issued under this group policy will remain in-force subject to the terms and conditions of the respective certificates. If you have any questions, please contact Genworth Life Insurance Company at +1 800 416 3624.
This Plan helps you pay for the care you or a family member could require as a result of an illness, an accident, or age. This care may be needed for a lengthy period of time, either in your home, in your community or in a facility that provides long-term care.
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that governs many employer-sponsored plans including this one. Your ERISA rights in connection with this Plan are detailed in the Administrative Information section.