MMC Benefits Handbook
Eligible Employees
Marsh & McLennan Companies Employees (other than MMA)
You are eligible if you are an employee classified on payroll as a US regular employee of Marsh & McLennan Companies or any subsidiary or affiliate of Marsh & McLennan Companies (other than Marsh & McLennan Agency LLC and any of its subsidiaries (MMA)).
Individuals who are classified on payroll as temporary employees, who are compensated as independent contractors or who are employed by any entity in Bermuda, Barbados or Cayman Islands are not eligible to participate.
MMA Employees
You are eligible if you are an employee classified on payroll as a US regular employee of Marsh & McLennan Agency LLC – Corporate (MMA-Corporate), Marsh & McLennan Agency LLC – Alaska (MMA-Alaska), Marsh & McLennan Agency LLC – Southwest (excluding MHBT Inc., IA Consulting, Insurance Partners of Texas, Hendrick & Hendrick, Inc. and Eustis Insurance) (MMA-Southwest), Marsh & McLennan Agency LLC – Northeast (MMA-Northeast), or Security Insurance Services.
Individuals who are classified on payroll as temporary employees or who are compensated as independent contractors are not eligible to participate.
Your Eligibility Date
There is no waiting period if you are actively-at-work. Your eligibility date is the first day you are Actively-At-Work on or after your date of hire.
Who is insured under this Plan?
The following are insured under this Plan:
  • you – the name insured
  • your spouse
  • resident relatives
  • a person while using your automobile or watercraft with and within scope of your permission
  • a trust which owns trust property, insured by underlying insurance
  • your domestic partner (applies to active employees and retirees)
  • any other person or organization with respect to their legal responsibility for covered acts or omissions of you or a family member.