MMC Benefits Handbook
Eligible Spouses and Domestic Partners
Spouse / Domestic Partner
  • You have already received a marriage license from a US state or local authority, or registered your domestic partnership with a US state or local authority.
Spouse Only
  • Although not registered with a US state or local authority, your relationship constitutes a marriage under US state or local law (e.g. common law marriage or a marriage outside the US that is honored under US state or local law).
Domestic Partner Only
  • Although not registered with a US state or local authority, your relationship constitutes an eligible domestic partnership. To establish that your relationship constitutes an eligible domestic partnership you and your domestic partner must:
    • be at least 18 years old and mentally competent to consent to contract
    • have not been part of another domestic partnership during the previous 12 months
    • not be related by blood to a degree of closeness that would prohibit marriage under laws of the State of New York
    • have been living together on a continuous basis prior to the date of the application
    • be financially interdependent.
  • Marsh McLennan reserves the right to require documentary proof of your domestic partnership or marriage at any time, for the purpose of determining benefits eligibility. If requested, you must provide documents verifying the registration of your domestic partnership with a state or local authority, your cohabitation and/or mutual commitment, or a marriage license that has been approved by a state or local government authority.
My spouse or domestic partner also works for the Company; can I still cover my spouse or domestic partner under the Plan?
If you and your spouse or domestic partner are eligible to enroll for coverage under this Plan, only one person, but not both, may enroll in the Family Plan option. The other spouse may elect single coverage only. The maximum benefit paid out for both the employee and spouse will not exceed $2 million.