MMC Benefits Handbook
When Coverage Begins
You must be Actively-At-Work at the time of application, and on the date your coverage becomes effective; unless this provision was waived for you because you were on leave of absence on the date of the initial enrolment.
Marsh & McLennan Companies New Hire (other than MMA)
The amount of GVUL Insurance Plan coverage not requiring Evidence of Insurability will start on the first day of the month following submission of your application, provided you are Actively-At-Work on that day, subject to underwriting cut off dates due to additional time required for monthly bill preparation.
If you elect an amount that requires Evidence of Insurability, your coverage will take effect the first of the month, following underwriting's approval provided you are Actively-At-Work that day and subject to underwriting cut off dates for monthly bill preparation.
MMA New Hire
The amount of GVUL Insurance Plan coverage not requiring Evidence of Insurability will start on the first day of the month following submission of your application, provided you are Actively-At-Work on that day, subject to underwriting cut off dates due to additional time required for monthly bill preparation.
If you elect an amount that requires Evidence of Insurability, your coverage will take effect the first of the month, following underwriting's approval provided you are Actively-At-Work that day and subject to underwriting cut off dates for monthly bill preparation.