MMC Benefits Handbook
When Coverage Ends
For most but not all Marsh & McLennan Companies insurance benefit plans, insurance benefits coverage generally ends on the first of the following to occur:
  • the date you discontinue coverage
  • the last date you have paid premiums
  • the date you no longer meet the eligibility requirements
  • the date you terminate your employment
  • the date of your death
  • the date the Plan is terminated.
There may be exceptions for certain plans, including: if the covered person dies within 31 days of the termination date, a benefit will be paid as if the coverage were still in effect.
Refer to the individual insurance benefit plan sections for more information about when coverage ends.