MMC Benefits Handbook
Eligible Family Members
If you are an eligible employee, family members may be eligible for coverage under certain Marsh & McLennan Companies insurance benefit plans.
Basic Requirements
For your family members to be eligible for coverage:
  • you must meet the employee eligibility requirements for the plan,
  • the family members you want to cover must meet the eligibility requirements for the plan, and
  • the insurance benefit plan must provide coverage for the eligible family member you wish to cover.
Evidence of Insurability
For most Marsh & McLennan Companies insurance benefit plans, Evidence of Insurability is generally not required for you to enroll in the Plan during the first 30 days of eligibility. Evidence of Insurability may be needed for enrollment after the eligibility period, for certain levels of coverage, and for family members. Refer to the individual benefit plan sections for more information regarding Evidence of Insurability.