MMC Benefits Handbook
More on Covered Services
Can I choose contact lenses instead of glasses?
Yes, the Plan provides coverage for either glasses or contact lenses. Keep in mind that by choosing contact lenses you will not be eligible to receive glasses (lenses and a frame) during the same service period.
Does the Plan cover contact lens accessories and solutions?
No. The Plan does not cover contact lens accessories and solutions.
Do all VSP network doctors have a selection of frames I can choose from?
Yes, all VSP network doctors have a selection of frames in their offices.
Am I limited to the kind of frame I can pick?
Your VSP frame benefit offers you the freedom to choose a frame that complements your appearance and lifestyle. If you choose a frame exceeding your plan allowance, you'll be responsible for paying this amount (less a 20% discount on your out-of-pocket costs available through VSP network doctors) in addition to any applicable copayments at the time of your visit.
Does the Plan cover lens options?
Both the High (Enhanced) Option and Low (Standard) Option cover standard Progressive lenses. Premium and Custom Progressive lenses are discounted at varying costs to you depending on the type of Progressive lens. Please see "What's Covered" for additional information.
Under both options, VSP network doctors offer an average savings of 20 - 25% off the retail price on lens options, such as scratch resistant and anti-reflective coatings.
Does the Plan cover replacement eyeglasses or contact lenses?
No. The Plan does not cover replacement eyeglasses or contact lenses. However, for contact lenses, the Plan does cover a replacement contact lens exam at a 15% discount. Please see "What's Covered" for additional information. If you need to replace your prescription eyewear, VSP network doctors provide a 20% savings on additional prescription glasses and sunglasses. Also visit www.specialoffers.vsp.com to learn about exclusive offers for contact lenses.
Does the Plan cover prescription and non-prescription sunglasses?
No. The Vision Care Plan covers prescription lenses if it's the first pair of prescription sunglasses. Polarization or tinting will have additional costs. If the sunglasses are a second pair of glasses you will receive a 20% discount on the glasses (including lens enhancements) from any VSP doctor within 12 months of your last WellVision Exam.
Does the Plan cover safety eyewear?
No. The Vision Care Plan does not cover safety eyewear. However, you will receive a 20% savings from a VSP doctor within 12 months of your last WellVision Exam.
How can I find out more about Laser Vision Correction?
VSP offers discounted services for laser vision correction surgery to correct such visual acuity problems as near sightedness, farsightedness and even astigmatism. For more details, look for Laser Vision Correction at www.vsp.com.
You undergo laser vision correction surgery at your own risk; neither VSP nor Marsh & McLennan Companies can be held responsible for the outcome.