MMC Benefits Handbook
Cost of Coverage
You and the Company share the cost of coverage for both you and your eligible family members.
The cost of your coverage depends on the plan option and level of coverage you choose. The cost may change each year.
You can choose from four levels of coverage. Cost for each coverage level for eligible Marsh McLennan Employees (other than Marsh & McLennan Agency LLC – Northeast (MMA-Northeast) or Security Insurance Services of Marsh & McLennan Agency LLC) is shown below.
 
$400 Deductible Plan
$900 Deductible Plan
$1,500 Deductible Plan
$2,850 Deductible Plan
Coverage Level
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Employee Only
$171.50
$79.15
$128.19
$59.16
$75.50
$34.84
$28.81
$13.29
Employee + Spouse/Domestic Partner
$428.49
$197.76
$325.08
$150.03
$199.76
$92.19
$95.59
$44.12
Employee + Child(ren)
$342.98
$158.30
$256.36
$118.32
$150.97
$69.68
$64.87
$29.94
Employee + Family
$617.14
$284.83
$466.07
$215.11
$282.80
$130.52
$131.27
$60.58
Medical rates are not available for employees of MMA-Northeast or Security Insurance Services of Marsh & McLennan Agency LLC. For contribution rates, contact HR Services at +1 866 374 2662, any business day, from 8:00 a.m. to 8:00 p.m. Eastern time.
See the Participating in Healthcare Benefits section for more information on the cost of your coverage, such as information about taxes.
Imputed Income for Domestic Partner Coverage
If you cover your domestic partner or your domestic partner's children, there may be imputed income for the value of the coverage for those family members. See the Participating in Healthcare Benefits section for more information on imputed income for domestic partner coverage.
The table below shows the imputed income amounts for all eligible Marsh McLennan Employees (including MMA-Northeast and Security Insurance Services of Marsh & McLennan Agency LLC):
Imputed Income for Domestic Partner Coverage
 
$400 Deductible Plan
$900 Deductible Plan
$1,500 Deductible Plan
$2,850 Deductible Plan
Coverage Level
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Employee + Domestic Partner (non-qualified)
 
$406.72
$187.72
$352.90
$162.88
$306.39
$141.41
$278.16
$128.38
Employee + Child(ren) (non-qualified)
 
$290.51
$134.09
$252.07
$116.34
$218.85
$101.01
$198.68
$91.70
Employee + Domestic Partner (non-qualified) & Child(ren)
 
$435.78
$201.12
$378.12
$174.52
$328.28
$151.51
$298.03
$137.55
Employee + Domestic Partner & Child(ren) (Domestic Partner and Child(ren) (non-qualified)
 
$726.29
$335.21
$630.19
$290.86
$547.13
$252.52
$496.71
$229.25