MMC Benefits Handbook
Cost of Coverage
You and the Company share the cost of coverage for both you and your eligible family members.
The cost of your coverage depends on the plan option and level of coverage you choose. The cost may change each year.
You can choose from four levels of coverage. Cost for each coverage level for eligible Marsh & McLennan Companies Employees (other than Marsh & McLennan Agency LLC – Southwest (excluding MHBT Inc., IA Consulting, Insurance Partners of Texas, Hendrick & Hendrick, Inc. and Eustis Insurance) (MMA-Southwest), Marsh & McLennan Agency LLC – Northeast (MMA-Northeast), or Security Insurance Services) is shown below.
You pay the HealthyMe rate on your annual medical plan contributions, if you and your spouse/domestic partner both enroll in the Plan and if you and your spouse/domestic partner both completed the Know Your Numbers steps within the designated required time period.
Note: Employees hired on or after June 1, 2018, will receive the 2019 HealthyMe rate even if they did not complete the Know Your Numbers steps.
HealthyMe Rates
$400 Deductible Plan
$900 Deductible Plan
$1,500 Deductible Plan
$2,850 Deductible Plan
Coverage Level
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Employee Only
$139.97
$64.60
$104.62
$48.29
$61.62
$28.44
$24.88
$11.48
Employee + Spouse
$349.73
$161.41
$265.32
$122.46
$163.04
$75.25
$78.02
$36.01
Employee + Child(ren)
$279.94
$129.20
$209.24
$96.57
$123.22
$56.87
$52.95
$24.44
Family
$503.70
$232.47
$380.40
$175.57
$230.82
$106.53
$107.14
$49.45
You pay the Blended rate on your annual medical plan contributions if you and your spouse/domestic partner enroll in the Plan but only one of you completed the Know Your Numbers steps within the designated required time period.
Blended Rates
$400 Deductible Plan
$900 Deductible Plan
$1,500 Deductible Plan
$2,850 Deductible Plan
Coverage Level
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Employee Only
$139.97
$64.60
$104.62
$48.29
$61.62
$28.44
$24.88
$11.48
Employee + Spouse
$374.73
$172.95
$290.32
$133.99
$188.04
$86.79
$103.02
$47.55
Employee + Child(ren)
$279.94
$129.20
$209.24
$96.57
$123.22
$56.87
$52.95
$24.44
Family
$528.70
$244.01
$405.40
$187.11
$255.82
$118.07
$132.14
$60.99
You pay the Standard rate on your annual medical plan contributions if you and your spouse/domestic partner enroll in the Plan but neither you nor your spouse/domestic partner completed the Know Your Numbers steps within the designated required time period.
Standard Rates
$400 Deductible Plan
$900 Deductible Plan
$1,500 Deductible Plan
$2,850 Deductible Plan
Coverage Level
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Employee Only
$164.97
$76.14
$129.62
$59.82
$86.62
$39.98
$49.88
$23.02
Employee + Spouse
$399.73
$184.49
$315.32
$145.53
$213.04
$98.33
$128.02
$59.09
Employee + Child(ren)
$304.94
$140.74
$234.24
$108.11
$148.22
$68.41
$77.95
$35.97
Family
$553.70
$255.55
$430.40
$198.64
$280.82
$129.61
$157.14
$72.52
Medical rates are not available for employees of MMA-Southwest, MMA-Northeast, or Security Insurance Services. For contribution rates, contact the Employee Service Center at +1 866 374 2662, any business day, from 8:00 a.m. to 8:00 p.m. Eastern time.
See the Participating in Healthcare Benefits section for more information on the cost of your coverage, such as information about taxes.
Imputed Income for Domestic Partner Coverage
If you cover your domestic partner or your domestic partner's children, there may be imputed income for the value of the coverage for those family members. See the Participating in Healthcare Benefits section for more information on imputed income for domestic partner coverage.
The table below shows the imputed income amounts for all eligible Marsh & McLennan Companies Employees (including MMA-Southwest, MMA-Northeast, and Security Insurance Services):
Imputed Income Rates for Domestic Partner Coverage
 
$400 Deductible Plan
$900 Deductible Plan
$1,500 Deductible Plan
$2,850 Deductible Plan
Coverage Level
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Semi-monthly cost
Weekly cost
Employee + Domestic Partner (non-qualified)
$392.44
$181.13
$339.39
$156.64
$295.11
$136.20
$267.91
$123.65
Employee + Child(ren) (non-qualified)
$280.31
$129.38
$242.42
$111.88
$210.79
$97.29
$191.36
$88.32
Employee + Domestic Partner (non-qualified) & Child(ren)
$420.47
$194.06
$363.63
$167.83
$316.19
$145.93
$287.05
$132.49
Employee + Domestic Partner & Child(ren) (Domestic Partner and Child(ren) (non-qualified)
$700.78
$323.44
$606.05
$279.71
$526.98
$243.22
$478.41
$220.81