MMC Benefits Handbook
What's Covered
Pre-existing Conditions
There are no exclusions, limitations or waiting periods for pre-existing conditions for you or any covered family members.
Are immunizations for business travel covered under the Plan?
The Plan does not cover immunizations for business travel.
Is acupuncture covered under the Plan?
The Plan covers acupuncture when it is:
  • performed by a physician as a form of anesthesia in connection with surgery or dental procedure that is covered under the Plan.
  • a form of Alternative Treatment as long as it is rendered by a certified/licensed individual.
Coverage is limited to 12 visits per year.
Are insulin pump syringes covered under the medical coverage?
Yes. Insulin pump syringes are covered under the medical coverage. Insulin pump syringes are not covered under the prescription drug coverage.
Can a prosthetic device be replaced?
The Plan covers the replacement of prosthetic devices when medically necessary. The Plan does not cover replacements due to loss or misuse.
Are wigs covered?
The Plan will pay benefits for wigs when medically necessary up to one per calendar year per covered member.