MMC Benefits Handbook
Impact on Benefits
You must remove your domestic partner and his or her children from Company benefit coverage within 30 calendar days of your termination of domestic partnership.
Medical Plan
You must make the following changes:
  • remove your ex-domestic partner from your coverage, and
  • remove the children of your ex-domestic partner from your coverage.
Coverage for your ex-domestic partner and his or her children ends on the date the termination of domestic partnership is final. Your ex-domestic partner and his or her children may be eligible to continue coverage at their own expense, if your medical plan offers continuation of coverage to domestic partners and their children.
Changes to this plan must be made within 60 calendar days of your termination of domestic partnership.
Dental Plan
You must make the following changes:
  • remove your ex-domestic partner from your coverage, and
  • remove the children of your ex-domestic partner from your coverage.
Coverage for your ex-domestic partner and his or her children ends on the date the termination of domestic partnership is final. Your ex-domestic partner and his or her children may be eligible to continue coverage at their own expense.
Changes to this plan must be made within 30 calendar days of your termination of domestic partnership.
Vision Care Plan
You must make the following changes:
  • remove your ex-domestic partner from your coverage, and
  • remove the children of your ex-domestic partner from your coverage.
Coverage for your ex-domestic partner and his or her children ends on the date the termination of domestic partnership is final. Your ex-domestic partner and his or her children may be eligible to continue coverage at their own expense.
Changes to this plan must be made within 30 calendar days of your termination of domestic partnership.
Heath Care Flexible Spending Account Plan
If your domestic partner once qualified as a dependent under IRC Section 152 and no longer qualifies, you may make the following changes:
  • decrease your contributions as long as you do not decrease them below what has already been paid out of your account for the year.
Changes to this plan must be made within 30 calendar days of your termination of domestic partnership.
Only claims incurred on or before the effective date of the qualified family status change will be eligible for reimbursement.
Dependent Care Flexible Spending Account Plan
If your domestic partner and your domestic partner's child qualified as your tax dependent under IRC Section 152 and your domestic partner's child was covered under the Dependent Care Flexible Spending Account, you may make the following changes:
  • decrease your contributions as long as you do not decrease them below what has already been paid out of your account for the year, or
  • stop future contributions.
Changes to this plan must be made within 30 calendar days of your termination of domestic partnership.
Only claims incurred on or before the effective date of the qualified family status change will be eligible for reimbursement.
Voluntary AD&D Plan
You must remove your ex-domestic partner and his or her children from coverage within 30 calendar days of your termination of domestic partnership.
You may also make the following change:
  • increase or decrease your level and amount of coverage.
Changes to this plan must be made within 30 calendar days of your termination of domestic partnership.
Group Variable Universal Life Insurance Plan
You must make the following change:
  • cancel your domestic partner coverage.
If the children of your ex-domestic partner are no longer eligible family members, you must make the following change:
  • decrease your coverage, or
  • cancel your coverage
Changes to this plan must be made within 31 calendar days of your termination of domestic partnership.
Other Insurances
Coverage will end when your domestic partner no longer meets the eligibility requirements under the terms of the applicable plan.
If your domestic partner no longer meets the eligibility requirements, you must remove your domestic partner from coverage by going to Colleague Connect (https://colleagueconnect.mmc.com).
Changes must be made within 30 calendar days of the termination of domestic partnership.
Legal Assistance Plan
If your domestic partnership is terminated during the plan year, your domestic partner will automatically be removed from coverage effective from the date the domestic partnership terminates.
Identity Protection Benefit Program
Coverage will end when your domestic partner no longer meets the eligibility requirements under the terms of the applicable plan.
If your domestic no longer meets the eligibility requirements, you must remove your domestic partner from coverage by going to Voluntary Benefits (www.mmcvoluntarybenefits.com).
Changes must be made within 30 calendar days of the termination of domestic partnership.
Accident Insurance
You must make the following changes:
  • remove your ex-domestic partner from your coverage, and
  • remove the children of your ex-domestic partner from your coverage.
Coverage for your ex-domestic partner and his or her children ends on the date the termination of domestic partnership is final.
Changes must be made within 30 calendar days of the termination of domestic partnership.
Critical Illness
You must make the following changes:
  • remove your ex-domestic partner from your coverage, and
  • remove the children of your ex-domestic partner from your coverage.
Coverage for your ex-domestic partner and his or her children ends on the date the termination of domestic partnership is final.
Changes must be made within 30 calendar days of the termination of domestic partnership.
Hospital Indemnity
You must make the following changes:
  • remove your ex-domestic partner from your coverage, and
  • remove the children of your ex-domestic partner from your coverage.
Coverage for your ex-domestic partner and his or her children ends on the date the termination of domestic partnership is final.
Changes must be made within 30 calendar days of the termination of domestic partnership.