MMC Benefits Handbook
Impact on Benefits
Making Changes to Benefits
You can make changes to your benefit plans by going to Colleague Connect (https://colleagueconnect.mmc.com).
Medical Plan
You may make the following changes:
  • change your plan,
  • enroll,
  • add your eligible dependent(s) to your existing or newly elected coverage.
This is a HIPAA special enrollment event if your spouse's leaving a job results in the loss of medical coverage for you and your eligible family members, including the loss of COBRA coverage.
Changes to this plan must be made within 60 calendar days of your spouse's loss of coverage.
Dental Plan
You may make the following changes if you or your covered family members lose coverage under your spouse's plan:
  • change your plan,
  • enroll,
  • add your eligible dependent(s) to your coverage.
Changes to this plan must be made within 30 calendar days of your spouse's loss of coverage.
Vision Care Plan
You may make the following changes if you or your covered family members lose coverage under your spouse's plan:
  • change your plan,
  • enroll,
  • add your eligible dependent(s) to your coverage.
Changes to this plan must be made within 30 calendar days of your spouse's loss of coverage.
Health Care Flexible Spending Account Plan
You may make the following change:
  • increase your contribution amount for the year.
Changes to this plan must be made within 30 calendar days of your spouse's loss of coverage.
Only claims incurred on or after the effective date of the qualified family status change will be eligible for reimbursement of the increased amount.
Dependent Care Flexible Spending Account Plan
You may make the following changes:
  • enroll if your spouse is actively seeking employment, or
  • stop future contributions.
Changes to this plan must be made within 30 calendar days of your spouse's loss of coverage.
Voluntary AD&D Plan
You may also make the following changes:
  • increase or decrease your level and amount of coverage.
Other Insurances
Generally, you can make changes to after-tax benefits at any time during the plan year when not tied to a qualified family status change. In some cases, Evidence of Insurability is required before coverage becomes effective. Refer to the individual benefit plan sections for further information.
Legal Assistance Plan
Refer to the individual benefit plan section for further information, including the contact number for the Claims Administrator.
Identity Protection Benefit Program
Refer to the individual benefit plan section for further information, including the contact number for the Claims Administrator.
Accident Insurance
You may make the following changes:
  • enroll,
  • add your eligible dependent(s) to your existing or newly elected coverage.
Changes to this plan must be made within 30 calendar days of your spouse's loss of coverage.
Critical Illness
You may make the following changes:
  • enroll,
  • add your eligible dependent(s) to your existing or newly elected coverage.
Changes to this plan must be made within 30 calendar days of your spouse's loss of coverage.
Hospital Indemnity
You may make the following changes:
  • enroll,
  • add your eligible dependent(s) to your existing or newly elected coverage.
Changes to this plan must be made within 30 calendar days of your spouse's loss of coverage.