MMC Benefits Handbook
Making Changes to Benefits
You can make changes to your benefit plans by going to Colleague Connect (https://colleagueconnect.mmc.com).
Medical Plan
You may make the following changes:
  • change your plan,
  • enroll,
  • add your eligible dependent(s) to your existing coverage or newly elected coverage.
This is a HIPAA special enrollment event.
Changes to this plan must be made within 60 calendar days of the loss of CHIP or Medicaid eligibility for you or your dependent(s).
Dental Plan
You may make the following changes:
  • change your plan,
  • enroll,
  • add your eligible dependent(s) to your coverage.
Changes to this plan must be made within 30 calendar days of the loss of CHIP or Medicaid eligibility for you or your dependent(s).
Vision Care Plan
You may make the following changes:
  • change your plan,
  • enroll,
  • add your eligible dependent(s) to your coverage.
Changes to this plan must be made within 30 calendar days of the loss of CHIP or Medicaid eligibility for you or your dependent(s).
Health Care Flexible Spending Account Plan
You may make the following changes:
  • enroll,
  • increase your contribution amount for the year, or
  • decrease or stop future contributions.
Changes to this plan must be made within 30 calendar days of the loss of CHIP or Medicaid eligibility for you or your dependent(s).
Only claims incurred on or after the effective date of the qualified family status change will be eligible for reimbursement of the increased amount.
Dependent Care Flexible Spending Account Plan
You may make the following changes:
  • enroll,
  • increase your contribution amount for the year, or
  • decrease or stop future contributions.
Changes to this plan must be made within 30 calendar days of the loss of CHIP or Medicaid eligibility for you or your dependent(s).
Only claims incurred on or after the effective date of the qualified family status change will be eligible for reimbursement of the increased amount.
Voluntary AD&D Plan
You may make the following change:
  • increase or decrease your level and amount of coverage.
Other Insurances
Generally, you can make changes to after-tax benefits at any time during the plan year. In some cases, Evidence of Insurability is required before coverage becomes effective. Refer to the individual benefit plan sections for further information.
Legal Assistance Plan
Refer to the individual benefit plan section for further information, including the contact number for the Claims Administrator.
Identity Protection Benefit Program
Refer to the individual benefit plan section for further information, including the contact number for the Claims Administrator.
Accident Insurance
You may make the following changes:
  • enroll,
  • add your eligible dependent(s) to your existing coverage or newly elected coverage.
Changes to this plan must be made within 30 calendar days of the loss of CHIP or Medicaid eligibility for you or your dependent(s).
Critical Illness
You may make the following changes:
  • enroll,
  • add your eligible dependent(s) to your existing coverage or newly elected coverage.
Changes to this plan must be made within 30 calendar days of the loss of CHIP or Medicaid eligibility for you or your dependent(s).
Hospital Indemnity
You may make the following changes:
  • enroll,
  • add your eligible dependent(s) to your existing coverage or newly elected coverage.
Changes to this plan must be made within 30 calendar days of the loss of CHIP or Medicaid eligibility for you or your dependent(s).