MMC Benefits Handbook
Making Changes to Benefits
You can make changes to your benefit plans by going to Colleague Connect (https://colleagueconnect.mmc.com).
Medical Plan
You may make the following changes:
  • change your plan,
  • enroll,
  • add your eligible dependent(s) to your current or newly elected coverage.
Your newborn child is eligible for coverage at birth.
An adopted child is eligible for coverage on the date the child is placed with you for adoption or on the date the adoption is finalized.
This is a HIPAA special enrollment event.
Changes to this plan must be made within 60 calendar days of your child's birth or adoption or the date the child is placed with you for adoption.
See "Enrollment Changes" under the Pre-65 Retiree Medical Eligibility section for changes to your under age 65 retiree medical coverage.
Dental Plan
You may make the following changes:
  • change your plan,
  • enroll,
  • add your eligible child to your coverage.
Your newborn child is eligible for coverage at birth.
An adopted child is eligible for coverage on the date the child is placed with you for adoption or on the date the adoption is finalized.
Changes to this plan must be made within 30 calendar days of your child's birth or adoption or the date the child is placed with you for adoption.
Vision Care Plan
You may make the following changes:
  • change your plan,
  • enroll,
  • add your eligible dependent(s) to your coverage.
Your newborn child is eligible for coverage at birth.
An adopted child is eligible for coverage on the date the child is placed with you for adoption or on the date the adoption is finalized.
Changes to this plan must be made within 30 calendar days of your child's birth or adoption or the date the child is placed with you for adoption.
Health Care Flexible Spending Account Plan
You may make the following changes:
  • enroll
  • increase your contribution amount.
Changes to this plan must be made within 30 calendar days of your child's birth or adoption or the date the child is placed with you for adoption.
Only claims incurred on or after the effective date of the qualified family status change will be eligible for reimbursement of the increased amount.
Dependent Care Flexible Spending Account Plan
You may make the following changes:
  • enroll, or
  • increase your contribution amount.
Changes to this plan must be made within 30 calendar days of your child's birth or adoption or the date the child is placed with you for adoption.
Only claims incurred on or after the effective date of the qualified family status change will be eligible for reimbursement of the increased amount.
Voluntary AD&D Plan
You may make the following change:
  • increase or decrease the level and the amount of your coverage.
Changes to this plan must be made within 30 calendar days of your child's birth or adoption or the date the child is placed with you for adoption.
Group Variable Universal Life Insurance Plan
You are eligible to make the following changes:
  • enroll, or
  • add your eligible dependent(s).
Changes to this plan must be made within 31 calendar days of your child's birth or adoption or the date the child is placed with you for adoption. Coverage for your spouse/domestic partner in one increment of $10,000 is available without Evidence of Insurability if your application for spouse/domestic partner coverage is received by Metlife within 31 days of your child's birth or adoption or the date the child is placed with you for adoption. Evidence of Insurability is not required for dependent child(ren).
Other Insurances
Generally, you can make changes to after-tax benefits at any time during the plan year when not tied to a qualified family status change. In some cases, Evidence of Insurability is required before coverage becomes effective. Refer to the individual benefit plan sections for further information.
Legal Assistance Plan
If you are enrolled and get married or acquire a domestic partner or child during the plan year, your family members will automatically be covered under the Plan.
Accident Insurance
You may make the following changes:
  • enroll,
  • add your eligible dependent(s) to your current or newly elected coverage.
Changes to this plan must be made within 30 calendar days of your child's birth or adoption or the date the child is placed with you for adoption.
Critical Illness
You may make the following changes:
  • enroll,
  • add your eligible dependent(s) to your current or newly elected coverage.
Changes to this plan must be made within 30 calendar days of your child's birth or adoption or the date the child is placed with you for adoption.
Hospital Indemnity
You may make the following changes:
  • enroll,
  • add your eligible dependent(s) to your current or newly elected coverage.
Changes to this plan must be made within 30 calendar days of your child's birth or adoption or the date the child is placed with you for adoption.